& Associates provides small to medium size companies with independent
qualified pension plan consulting, design, implementation and administrative
services. The RB&A approach to pension planning can be summed up in three
Professional and Ethical
Many pension firms
derive the bulk of their income from the sale of life insurance and investments
to the plan. The advice these firms often times give has as its primary
goal the generation of large commissions as opposed to best meeting the
& Associates does not sell any investment products. Our fees
are generated by providing the most professional information to the plan
sponsor which best accomplishes the goals of the plan.
Many times there are
questions which arise concerning the operation of a pension program. Do
you want your questions answered by someone interested in only selling
you investments? Do you want your questions answered by someone's assistant
with very limited pension plan experience?
At the Richard
Blum & Associates, you will speak directly with Richard Blum,
an Actuary and Pension Consultant with over 30 years of experience. You
ask a question and get it answered; immediately, directly and correctly.
That is the RB&A approach.
you frustrated by the lack of
understanding concerning your plan's
needs that is shown by most so-called
At RB&A we know how
to untangle the complexities concerning pension plans and explain them
in a very understandable manner. Being able to explain how a plan works
to both employers and their employees greatly appreciates the value of